Personal Savings Account and CD Rates | Statement Savings | Rate | APY* | | Entire Balance | .20% | .20% | | *Annual Percentage Yield (APY) is in effect as of 9/9/2010. This is a variable rate and subject to change at any time after account opening. Offer is non-transferable and may be modified or discontinued at any time without notice. Fees could reduce account earnings. Available for personal accounts only. See account disclosures for transaction limitations. Member FDIC |
| Money Market One | Rate | APY* | | Under $10,000 | 0.10% | 0.10% | | $10,000 - $24,999.99 | 0.15% | 0.15% | | $25,000 - $49,999.99 | 0.25% | 0.25% | | $50,000 - $99,999.99 | 0.40% | 0.40% | | $100,000 or more | 0.65% | 0.65% | | *Annual Percentage Yield (APY) is in effect as of 9/9/2010. This is a variable rate account. Rates may change at any time without prior notice. Fees could reduce earnings on account. Minimum opening balance is $1,000.00. Rates listed apply to personal accounts only. You are limited to six(6) transfers and/or withdrawals from your account per statement cycle. A transfer is a pre-authorized transfer, including an automatic transfer through Internet Banking or telephone voice response (CBIL), bill paying transfer to third party, ACH transfer to a third party, debit card transaction or a check written to a third party. There are no limitations on the number or dollar amount of deposits or withdrawals initiated by a withdrawal in-person at a teller station, a withdrawal through an automated teller machine (ATM). Member FDIC |
| Money Market Preferred Plus | Rate | APY* | | Under $10,000 | 0.10% | 0.10% | | $10,000 - $24,999.99 | 0.13% | 0.13% | | $25,000 - $49,999.99 | 0.15% | 0.15% | | $50,000 - $99,999.99 | 0.20% | 0.20% | | $100,000 or more | 0.40% | 0.40% | | *Annual Percentage Yield (APY) is in effect as of 9/9/2010. This is a variable rate account. Rates may change at any time without prior notice. Fees could reduce earnings on account. Minimum opening balance is $1,000.00. Rates listed apply to personal accounts only. You are limited to six(6) transfers and/or withdrawals from your account per statement cycle. A transfer is a pre-authorized transfer, including an automatic transfer through Internet Banking or telephone voice response (CBIL), bill paying transfer to third party, ACH transfer to a third party, debit card transaction or a check written to a third party. There are no limitations on the number or dollar amount of deposits or withdrawals initiated by a withdrawal in-person at a teller station, a withdrawal through an automated teller machine (ATM). Member FDIC |
| Platinum Money Market | Rate | APY* | | Under $25,000 | 0.20% | 0.20% | | Over $25,000 | 0.50% | 0.50% | | *Annual Percentage Yield (APY) is in effect as of 9/9/2010. This is a variable rate account. Rates may change at any time without prior notice. Fees could reduce earnings on account. Minimum opening balance is $1,000.00. Rates listed apply to personal accounts only. You are limited to six(6) transfers and/or withdrawals from your account per statement cycle. A transfer is a pre-authorized transfer, including an automatic transfer through Internet Banking or telephone voice response (CBIL), bill paying transfer to third party, ACH transfer to a third party, debit card transaction or a check written to a third party. There are no limitations on the number or dollar amount of deposits or withdrawals initiated by a withdrawal in-person at a teller station, a withdrawal through an automated teller machine (ATM). member FDIC |
| Money Market Supreme | Rate | APY* | | Under $15,000 | 0.10% | 0.10% | | Over $15,000 | 0.40% | 0.40% | | *Annual Percentage Yield (APY) is in effect as of 9/9/2010. This is a variable rate account. Rates may change at any time without prior notice. Fees could reduce earnings on account. Minimum opening balance is $1,000.00. Rates listed apply to personal accounts only. You are limited to six(6) transfers and/or withdrawals from your account per statement cycle. A transfer is a pre-authorized transfer, including an automatic transfer through Internet Banking or telephone voice response (CBIL), bill paying transfer to third party, ACH transfer to a third party, debit card transaction or a check written to a third party. There are no limitations on the number or dollar amount of deposits or withdrawals initiated by a withdrawal in-person at a teller station, a withdrawal through an automated teller machine (ATM). Member FDIC |
Certificate of Deposit Rates as of 9/9/2010 | CD Term | Min. Deposit | Interest Rate | APY* | | 30 Days | $1,000 | 0.25% | 0.25% | | 60 Days | $1,000 | 0.25% | 0.25% | | 90Days | $1,000 | 0.30% | 0.30% | | 180 Days | $1,000 | 0.40% | 0.40% | | 8 Months | $1,000 | 0.50% | 0.50% | | 9 Months | $1,000 | 0.55% | 0.55% | | 11 Months | $1,000 | 0.60% | 0.60% | | 1 Year | $1,000 | 0.65% | 0.65% | | 13 Months | $1,000 | 0.65% | 0.65% | | 1.5 Years | $1,000 | 1.39% | 1.40% | | 19 Months | $1,000 | 1.39% | 1.40% | | 2 Years | $1,000 | 1.44% | 1.45% | | 27 Months | $1,000 | 1.44% | 1.45% | | 2.5 Years | $1,000 | 1.44% | 1.45% | | 32 Month Option | $1,000 | 1.79% | 1.80% | | 3 Years | $1,000 | 1.89% | 1.90% | | 4 Years | $1,000 | 2.23% | 2.25% | | 5 Years | $1,000 | 2.28% | 2.30% | | | | | | | | | | | *Annual Percentage Yield. Annual Percentage Yields are valid as of 9/9/2010. These rates may change at any time without prior notice. Interest rates are fixed for term of CD. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Member FDIC |
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